Introduction In recent years, courts have decided several cases involving both the substance and timing of constitutional challenges to federal agency enforcement proceedings. Because the Supreme Court’s decision in AMG Capital v. FTC, curtailing the Federal Trade Commission’s (FTC) enforcement abilities, has caused the FTC to increasingly rely upon administrative enforcement actions, any challenges to…

I joined the Michigan Department of Attorney General in 2005, after spending two years in private practice.  Initially, I worked in our Public Employment, Elections & Tort Division, focusing on employment law cases and tort defense work.  This assignment provided me with significant civil litigation experience.  I represented multiple state agencies in state and federal…

Multistate Actions Led by Connecticut Attorney General William Tong, Florida Attorney General Ashley Moody, and Washington Attorney General Bob Ferguson, 46 Attorneys General obtained a $1.25 multistate settlement with Carnival Cruise Line stemming from a 2019 data breach. Led by Nevada Attorney General Aaron Ford and Virginia Attorney General Jason Miyares a bipartisan group of…

Consumer Financial Protection Bureau The Consumer Financial Protection Bureau (CFPB) issued an advisory opinion affirming that federal law often prohibits debt collectors from charging “pay-to-pay” fees. These charges, commonly described by debt collectors as “convenience fees,” are imposed on consumers who want to make a payment in a particular way, such as online or by…

Gift card scams have cost consumers hundreds of millions of dollars in recent years, and the reported losses continue to rise. To protect New Jersey consumers from this increasingly common form of fraud, the Division of Consumer Affairs has issued guidelines requiring retailers that display gift cards for sale to train their employees to recognize…

Discover the latest federal consumer protection updates from May 2022.

I first joined the state Attorney General consumer protection world in 2010. I lived in Delaware and, after six years in private practice focused on litigation involving corporate governance disputes, I joined the Fraud & Consumer Protection Division of the Delaware Department of Justice. After a little more than a year on the job, however,…