Federal Consumer Protection News: November 2021
Consumer Financial Protection Bureau The Consumer Financial Protection Bureau (CFPB) sued pawn lenders FirstCash, Inc. and Cash America West, Inc. for allegedly violating the Military Lending Act (MLA) by charging higher than the allowable 36% annual percentage rate (APR) on pawn loans to active-duty servicemembers and their dependents. The loans allegedly had APRs that frequently…
Attorney General Consumer Protection News: November 2021
Multistate Actions A multistate investigation of Instagram led by a bipartisan group of 8 attorneys general from California, Florida, Kentucky, Massachusetts, Nebraska, New Jersey, Tennessee, and Vermont was announced. The attorneys general are investigating Meta Platforms, Inc., formerly known as Facebook, for providing and promoting Instagram to children and young adults despite allegedly knowing that…
The Public Service Loan Forgiveness Program and the Limited Waiver Opportunity
The Public Service Loan Forgiveness (PSLF) program, created by Congress, is meant to provide federal student loan relief for borrowers who spend at least 10 years working in public service. Despite lofty aspirations, the PSLF program has fallen woefully short of expectations, and far too many borrowers have had their applications for loan forgiveness denied….
State Attorneys General Convene in DC for Capital Forum
WHO: The National Association of Attorneys General (NAAG) is hosting its annual Capital Forum. Attorneys general scheduled to speak include: Karl A. Racine, NAAG President and District of Columbia Attorney General Phil Weiser, Colorado Attorney General Ashley Moody, Florida Attorney General Kwame Raoul, Illinois Attorney General Tom Miller, Iowa Attorney General Keith Ellison, Minnesota Attorney…
An Update on the Legal Landscape of Revenge Porn
Introduction As of 2020, approximately 223 million Americans used social media, with that number only continuing to rise into 2021.1 Approximately 84% of Americans aged 18-29 are users of social media.2 For the roughly 70% of Americans who currently use social media, checking their profile is a part of their daily routine.3 Moreover, an estimated…
Attorneys General Support Efforts to Stop Robocallers from Misusing Legitimate Phone Numbers
The National Association of Attorneys General (NAAG) today wrote the Federal Communications Commission (FCC) in support of its efforts to reduce illegal robocallers’ access to legitimate phone numbers to make unending robocalls that scam people out of their hard-earned money. The comment letter to the FCC was signed by all 50 state attorneys general and…
51 Attorneys General Urge Efforts to Stop Robocallers from Misusing Legitimate Phone Numbers
Washington, D.C. — The National Association of Attorneys General (NAAG) today wrote the Federal Communications Commission (FCC) in support of its efforts to reduce illegal robocallers’ access to legitimate phone numbers to make unending robocalls that scam people out of their hard-earned money. The comment letter to the FCC was signed by all 50 state…
Investigatory Authority of Hawaii Attorney General Affirmed
The Hawaii attorney general’s subpoena authority was recently upheld by the Hawaii supreme court in In re Investigation of KAHEA, 2021 Haw. LEXIS 213 (Haw. Sept. 20, 2021). The attorney general issued subpoenas to KAHEA, a community-based environmental justice organization that opposes development of a large telescope on Mauna Kea on the island of Maui….
Supreme Court Report: West Virginia v. EPA, 20-1530; North American Coal Corp. v. EPA, 20-1531; Westmoreland Mining Holdings, LLC v. EPA, 20-1778; North Dakota v. EPA, 20-1780
November 9, 2021 Volume 29, Issue 3 This Report summarizes cases granted review on October 29 and November 5, 2021 (Part I). Cases Granted Review: West Virginia v. EPA, 20-1530; North American Coal Corp. v. EPA, 20-1531; Westmoreland Mining Holdings, LLC v. EPA, 20-1778; North Dakota v. EPA, 20-1780 West Virginia v. EPA, 20-1530; North…
Supreme Court Report: Marietta Memorial Hospital Employee Health Benefit Plan v. Davita, Inc., 20-1641
November 9, 2021 Volume 29, Issue 3 This Report summarizes cases granted review on October 29 and November 5, 2021 (Part I). Cases Granted Review: Marietta Memorial Hospital Employee Health Benefit Plan v. Davita, Inc., 20-1641 Marietta Memorial Hospital Employee Health Benefit Plan v. Davita, Inc., 20-1641. The Medicare Secondary Payer Act prohibits a health…