New York alleged concerns of Prudential?s payment undisclosed compensation (?contingent commissions? or ?overrides?) to brokers. The investigation revealed that from1999 to 2005, Prudential paid approximately $60 million in overrides to brokers on approximately $18 billion in insurance premiums. Under the agreement, Prudential will eliminate the payment of contingent commissions to brokers on group insurance products, including life, disability and long-term care, and will provide full disclosure of broker compensation to employers who seek to purchase insurance for their employees through Prudential. Prudential will also provide restitution of $16.5 million to policyholders and pay civil penalties totaling $2.5 million.