Aon is an insurance brokerage firm. The States alleged Aon entered into numerous improper agreements to obtain compensation from insurers in exchange for increasing the volume or profitability of insurance policies it places with these insurers. Aon agreed to pay $190 million into a fund to be paid to Aon’s policyholder clients who retained Aon to place, renew, consult on or service insurance where such placement resulted in contingent commissions or overrides. Further, Aon must undertake specific business reforms, including not accept:ing Contingent Compensation, requests or any compensation in connection with Aon’s selection of insurers from which to solicit bids for its clients, and not submitting false or inflated quotes. Aon may not request insurers to use Aon’s own brokerage services or to conduct business through a wholesale broker unless agreed to by client after full disclosure of the compensation.