Publication Date

May 9, 2022

Press Release

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The National Association of Attorneys General (NAAG) sent a letter to the Consumer Financial Protection Bureau to support its intent to implement the Debt Bondage Repair Act, which prohibits consumer credit reporting agencies from reporting adverse information resulting from trafficking.

The Debt Bondage Repair Act was signed into law in December 2021.  It prohibits credit rating agencies from providing consumer reports that contain negative items about human trafficking survivors from any period during which the individual was being trafficked. It is a common tactic of traffickers to strip their victims of their financial independence or stability to keep them trapped. Even after they escape their trafficking, these survivors are often left with a wrecked credit history that leaves them unable to rent an apartment, purchase a car, or find employment.

Lead States

Delaware, Mississippi

Signatory States

AR, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, KS, KY, LA, MA, MD, ME, MI, MN, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, SC, SD, TN, UT, VA, VT, WV, WY